Secured "Credit" Cards
Secured Credit Cards require you to have a collateral or money to secure your credit limit. When you have bad credit, secured credit cards are a chance to improve your credit, and to have a card that you can use until your credit rating improves enough to get a regular credit card.
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 Orchard Secured MasterCard®
Card Issued by: HSBC Bank Nevada, N.A.
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Total Initial Charge: $200 minimum deposit
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Ongoing APR: 7.90%-14.90%
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Annual Fee: $0-$35
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- Set your own credit limit starting at $200, all online
- The perfect card to start building or rebuild your credit
- Reporting monthly to all major credit bureaus
- Your choice of payment due dates to fit your schedule
- Free standard bill pay and online account management tools
- E-alerts to your email or cell phone to remind you when a payment is due
View the Credit Terms & Conditions.
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 NMB Secured Platinum Card
Card Issued by: New Millennium Bank
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Total Initial Charge: $99.95
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Ongoing APR: 19.50%
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Annual Fee: $59.00
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- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
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 FP Bank Secured MasterCard®
Card Issued by: First PREMIER Bank
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Total Initial Charge: $200 minimum deposit*
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Ongoing APR: 19.9%*
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Annual Fee: $69.00*
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- Reports monthly to 4 Major Credit Bureaus
- Quality Customer Service
- Accepted where you see the MasterCard® logo
- Over 3 million credit card holders
- Enjoy the benefit of 24-hour phone account access
*See Rates, Fees & Terms for current information.
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 Centennial® Secured MasterCard
Card Issued by: First PREMIER Bank
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Total Initial Charge: $200 minimum deposit*
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Ongoing APR: 19.9%*
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Annual Fee: $69.00*
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- A MasterCard® for Those With Less Than Perfect Credit
- Enjoy the Benefit of 24 hour Account Access by Phone
- Accepted where you see the MasterCard® Logo
- Over 3 Million Card Holders
- Quality Customer Service
*See Rates, Fees & Terms for current information.
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 UltraVX Visa®
Card Issued by: MetaBank
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Total Initial Charge: $29.95
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Ongoing APR: 14.9%
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- Credit-On Demand™*: up to $25,000 credit line
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
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 MyCreditCardFinder
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- Simple and Easy to use
- Review up to 10 different credit card offers
- Find a credit card at no cost
- Free credit related information
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